Delays in Foreclosures Rise: Top States for Delays

Short Sale Homes and Help

On average, home owners in foreclosure can stay in their homes for over a year before they are evicted. In the first quarter of this year, the foreclosure process nationwide averaged 370 days to complete — that’s up from 348 days in the previous quarter and the lengthiest average since 2007, according to RealtyTrac. While [...]

HSC Won’t Leave You “Out In The Cold”

Short Sale Homes and Help

A Roll Of The Dice Homeowners hoping the $26 billion foreclosure abuse settlement would mean big savings on their mortgages were mostly disappointed. Even though a million borrowers will have their principals slashed by as much as $100,000 or more, most are not eligible for a workout simply because the bank that issued their mortgages, didn’t hold their mortgages. [...]

Loan Modification Tips

Short Sale Homes and Help

Learn how to obtain a loan modification and what to avoid when submitting a mortgage loan modification package to your bank.

Do You Qualify For A Loan Modification?

Short Sale Homes and Help

Determining if you are eligible for a home loan modification can be a complicated exercise and most of the time, the rules are anything but clear. The government-supported program, which differs from the strictly private programs, requires that the borrower’s income be large enough to afford a reduced payment but it cannot exceed 3.23 times [...]

Utah Foreclosure Rate Ranks in Top Five

Short Sale Homes and Help

While Nevada continues to have the highest foreclosure rate, Utah also ranks in the top five, according to recent data from RealtyTrac. States With The Highest Foreclosure Rate: Nevada: 6 percent (1 in 16 housing units received at least one foreclosure filing in 2011) Arizona: 4.14 percent (or 1 in 24) California: 3.19 percent (or [...]

Do I Need To Be Behind On My Mortgage To Short Sale My Home?

How to Short Sale Your Home Without Being in Default

In some cases it is possible to short sale your home or condo when you are not behind on your payments. Depending on your situation, the bank may approve a short sale, allowing you to sell your home in the current market.

How HSC Can Help REALTORS With Short Sales

Realtor Short Sale Transaction management

If you’re a seasoned real estate agent then you probably already know that your main focus is, or should be, selling real estate. In today’s market, Short sales are unavoidable for listing agents. Realtors motivated to list and sell residential homes and condos can expect a large number of the properties they list to be [...]

Find Out Your Foreclosure Sale Date

Find out when your foreclosure auction is scheduled to take place in Utah

Find out when your Utah home or condo is scheduled for auction. If you’re home is in foreclosure, we can help you find out the details of the bank sale.

Help for Sale Lake County Homeowners

Mortgage and Short Sale Help for Salt Lake Homeowners

Help for Salt Lake Homeowners who owe more on their homes than the property is worth. We also offer loan modification services to Salt Lake homeowners.

How to Avoid Mortgage and Foreclosure Rescue Scams

Real Estate Scam prevention

Find a reputable company to help you with your mortgage problems and learn how to avoid mortgage and home loan scams if you are struggling to make your payments.