HSC tries to help everyone, regardless of their current housing or financial situation. For victims of foreclosure, we can help you get your credit on track. Additionally, we may be able to help you reduce debt and find housing.
An Overview Of Utah Foreclosure Laws
November 4, 2011 By
The foreclosure process in Utah utilizes a non-judicial system, and most foreclosure proceedings take place out of court. Typically, it takes at least 5 months for a bank to complete a foreclosure in Utah. The foreclosure process in Utah begins when a borrower defaults on their monthly payment obligation. When a homeowner falls behind on […]
How To Walk Away From Your Mortgage Obligation and Home
November 3, 2011 By
Some homeowners just want to walk away from their houses and move on. This is understandable considering the current market conditions decline in home values. Find out the best way to get out of your home and mortgage obligation.
Know Your Rights If You Are Nearing Foreclosure
November 2, 2011 By
IT’S YOUR HOME. IT’S YOUR FAMILY. IT’S YOUR RIGHTS! Are you in or near foreclosure? If you are, like many other homeowners caught up in the mortgage meltdown, the maze of different potential directions can be mind-numbing. You might be asking yourself questions like: What can I do to save my home? What is a […]
Are You Hiding From Your Debt Collectors?
November 1, 2011 By
Debt collection agencies can be rude and threatening, leaving you feeling like you have no options. However You do have options! Contact HSC today to learn more about our consumer debt solutions.
Why You Should Hire A Short Sale Negotiator
October 25, 2011 By
Whether you are the seller or the listing agent of a distressed property, a professional short sale and loss mitigation negotiator can be a great partner in helping you get your home sold more quickly and efficiently.
How Mortgage Default Changes Your Life
October 20, 2011 By Leave a Comment
Record-breaking foreclosure statistics are announced almost weekly in today’s economy. However, once a foreclosure is final, the financial and emotional upheaval is far from over. Some major issues foreclosed families deal with are: Finding a new home Suffering the credit fallout Buying another home Owing an employer an explanation Getting hit with the tax bill […]
How to Reduce Homeownership Expenses
October 20, 2011 By Leave a Comment
Every homeowner, especially those who are currently delinquent, or soon face becoming delinquent, on their mortgages, should try to reduce their monthly payments in today’s economy. Options are available to EASILY reduce payments that many homeowners are not aware of. Currently, Questar Gas and Rocky Mountain Power are offering rebate programs. These rebates require out-of-pocket […]
The Homeowners Assistance Program (DOD)
October 20, 2011 By
The Homeowners Assistance Program (HAP) was developed by the Department of Defense to assist eligible service members and federal civilians, including non-appropriated fund, employees who face financial loss when selling their primary residence homes in areas where real estate values have declined because of a base closure, realignment announcement, or other military=related reasoning. The American Recovery […]
The Home Affordable Foreclosure Alternative Program
October 20, 2011 By
The Home Affordable Foreclosure Alternatives (HAFA) program was developed for homeowners whose mortgage payment is unaffordable, and are interested in transitioning to more affordable housing through a short sale or deed-in-lieu of foreclosure. HAFA Eligibility You may be eligible to apply if you meet all of the following: You occupy the house as your primary residence. You […]