Homeowners

Resources for homeowners who are experiencing a hardship and finding it difficult to make their monthly mortgage payments.

Helpful Tips! How Much Can You Afford To Invest In A House

Short Sale Homes and Help

Here are the steps to figuring out how much you can afford to pay each month: Multiply your monthly gross income, before taxes and other expenses, by thirty-six percent (or 0.36). Add up all of your family’s fixed monthly debt expenses.  These include car payments, student loans, minimum credit card payments, or child support.  Do [...]

You Won’t Fall Victim To Faulty Foreclosure Practices With HSC

Short Sale Homes and Help

The Federal Reserve released documents showing how U.S. mortgage servicers pledged to overhaul faulty foreclosure practices that led to this month’s $25 billion settlement with state and federal authorities. Bank of America Corp. (BAC), Wells Fargo & Co. (WFC) and JPMorgan Chase & Co. (JPM) were among lenders that submitted the so-called action plans following [...]

No Fail Short Sale – Let HSC Do It For You

Short Sale Homes and Help

It’s been nearly a half decade since the housing market imploded like an old stadium packed with explosives and the ground is still rumbling from the impact. Realizing it’s better to recover some money now rather than trying to get all their cash back eventually, more banks are making it easier for homeowners to unload their houses [...]

Why You Should Hire A Short Sale Negotiator

Hiring a third party short sale negotiator

Whether you are the seller or the listing agent of a distressed property, a professional short sale and loss mitigation negotiator can be a great partner in helping you get your home sold more quickly and efficiently.