Helpful Tips! How Much Can You Afford To Invest In A House

Short Sale Homes and Help

Here are the steps to figuring out how much you can afford to pay each month: Multiply your monthly gross income, before taxes and other expenses, by thirty-six percent (or 0.36). Add up all of your family’s fixed monthly debt expenses.  These include car payments, student loans, minimum credit card payments, or child support.  Do […]

Do You Qualify For A Loan Modification?

Short Sale Homes and Help

Determining if you are eligible for a home loan modification can be a complicated exercise and most of the time, the rules are anything but clear. The government-supported program, which differs from the strictly private programs, requires that the borrower’s income be large enough to afford a reduced payment but it cannot exceed 3.23 times […]

Modified Mortgages And Counseling Help Homeowners Stay Current

Short Sale Homes and Help

Homeowners with modified mortgages are more likely to stay current on their payment when receiving counseling assistance.

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